2026 FHA Conforming Loan Limits: Granby Homebuyers’ Guide

Man and woman couple looking at their new house, enjoying their property investment, focus on sold sign on foreground

Granby homeowners and prospective buyers, here’s a crucial update: the FHFA has set the 2026 conforming loan limits (CLLs). For most U.S. counties, the baseline one-unit property limit will be $832,750, up $26,250 from last year.

High-cost regions can go as high as $1,249,125, while Alaska, Hawaii, Guam, and the U.S. Virgin Islands have ceiling limits of $1,873,675. This change reflects a 3.26% average increase in home values nationwide.

These numbers are key for anyone seeking mortgages backed by Fannie Mae or Freddie Mac. You can view detailed county limits on the FHFA CLL Map.
At American Liberty Mortgage Granby, we’re here to answer your questions and help you find the mortgage that fits your budget and goals.

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